You have worked hard to build up your savings and assets, and now it is time to think about what will happen when you retire or when it is time to pass these items on to your loved ones. At Legacy Consulting, our primary advisor Megan Avery and our knowledgeable team help you design a tailored plan to protect your hardworking legacy.
Financial Planning
Discover your own path to pusue financial security, stress-free post-work years and confident estate building. At Legacy Consulting, your financial plan starts with an in-depth look at your goals and dreams and ends with a detailed plan crafted by an experienced financial advisor in Baltimore County. Start your journey today.
Services That Manage Risk and Grow Wealth
Our services strive to create financial confidence and plan for your specific retirement goals. We help you put your money to work with strategies that may include one or more of these objectives:
Set a retirement schedule
Find a spending goal
Predictable and dependable growth
Create an efficient tax plan
Review your current financial plan and make necessary adjustments
From a minor course correction to a complete retirement plan transformation, our team at Legacy Consulting puts your estate first. Discover the specific steps necessary to prepare for a successful retirement.
Our Financial Planning Process
Work with a team of advisors and our dependable process for financial preparations. These steps create an individualized plan for your particular situation and financial planning goals. It starts with a friendly conversation and ends with a personalized strategy being implemented and periodically reviewed by our experienced team.
Retirement Planning for a Brilliant Life
A good financial advisor knows all about the possibilities in the life that begins after your main work stops. At Legacy Consulting, we use our knowledge in retirement planning and investing to help you pursue your goals, whether it is travel, visiting grandchildren or leaving a legacy to those you love. We listen to your needs and wishes and then customize a plan for you that will stand the test of time. We understand the best tools to get you where you want to go. With the right plan in place, you will feel more confident about your possibilities even in uncertain times.
Areas of Experience
A successful retirement is built on many things, and it is important to get the financial pieces right. Our strategies to the issue of a stable, sufficient income take into account the following matters:
Tax strategies
Long-term care options
Growth investing
Estate planning
Legacy planning
We look to incorporate the right financial tools into your plan. Our goal as your financial advisor is to empower you with a sense of clarity and confidence.
Tailored Tax Planning & Tax Preparation
At Legacy Tax Advisory, we understand that your taxes affect not only what you make but what you keep. One of our central concerns throughout the financial analysis process is the reduction of our client’s tax burden.
The Legacy Tax Advisory team provides both Tax Preparation as well as Tax Planning services to our clients. Our dedicated team will help you prepare the proper forms to file with the government, work with your existing tax advisor, and offer our own tax planning services. Tax planning is proactive process during which we will project your future tax liability and develop strategies to help you reduce your tax bill – one of your largest recurring expenses.
Insurance Planning
The best laid plans can be compromised by an unexpected event. Work with a financial advisor at Legacy Consulting to see how you can improve your well-being and prepare for your post-work years through our personal process.
Manage Risks
Some risks are unavoidable, but many can be minimized with our risk management services. We work with you to identify essential coverage options to protect your wealth and manage your finances in the face of adversity and unexpected complications. The right insurance policies and financial planning help keep your wealth growing.
Compare Coverage Options
There are many forms of insurance available to cover your assets, investments and health. Our team can help you compare coverage options and find personalized solutions for these and other insurance policies:
Home
Car
Other asset
Life
Disability
Estate and succession
Insurance policies vary considerably, so it’s essential to work with an insurance planning team to find the optimal combination and policy limits for your situation. Having the wrong coverage can not only cost you more in annual premiums but also fail to protect your estate.
Nurture Your Wealth With Legacy Consulting
Establish a comprehensive safety net that protects your estate and secures your post-work peace of mind. Contact us at Legacy Consulting for an insurance planning consultation that looks at your specific situation and helps you protect your lifestyle, your dreams and your legacy.
Transitions
Life never seems to go exactly the way that we plan it to, so the best thing we can do is prepare ourselves for the inevitable transitions. So what exactly are these transitions? We at Legacy Consulting work to prepare our clients for downsizing, organizing specialists, nursing care, real estate, aging and passing on. We set you up with an experienced financial planner who can ensure your family's financial security even in the face of these eventualities.
The Estate Planning Services
You might already be in contact with an attorney regarding your will, and maybe you are exploring life insurance and trust options. One thing that we offer is guidance in the field of legacy planning with knowledge of all the options available to you.
We can talk you through techniques such as:
Private Foundation: An entity that can grant your family deductions on your estate, gift, and charitable income taxes.
Irrevocable Education Trust: Set aside funds that can only be used for your children's or grandchildren's education.
Annual Gift Tax Exclusion: Avoid gift or estate taxes on gifts among your family.
Revocable Living Trust: Manage your property and avoid the probate process.
Services
Whether you are interested in annuities, life insurance, financial consulting or other options, our team has the knowledge to make your retirement brilliant. At Legacy Consulting we can also help you manage your income from pensions and Social Security to simplify your finances. To learn more about tailored solutions, call us at 410-828-9505.
