Identity theft is one of the fastest-growing crimes in the US with over 16 million victims of identity theft costing citizens $16.8 billion. Join us for a live & interactive discussion that will explore: The different types of Identity Theft Data breaches The Dark Web and what measures you can take to minimize becoming a victim
Andre Lingham Founder/President Center for Elder Justice and Education
Questions Asked
Chat Transcript
08:36:54 From Steve Gurney - ProAging Community : https://elderjusticeandeducation.org/
08:37:06 From Steve Gurney - ProAging Community : The Center for Elder Justice and Education is a 501(c) (3) non-profit organization working to make the world a better place to live for older adults and vulnerable adults. We spread awareness for our cause, offer presentations, trainings and services to our community and advocate for positive change.
08:37:29 From Steve Gurney - ProAging Community : cfejae2021@gmail.com or (667) 352-0295
08:41:26 From michael yublosky : Everyone in our household has had their identity stolen at one time.
08:47:43 From Joan Green : It’s a scary world out there! It’s tough to balance convenience and privacy when it comes to tech. My mother recently noticed fraudulent activity in her bank account and we’ve spent many many hours sorting it all out.
08:48:48 From Gary Haynes : Does the same apply to cell phones as well
08:49:00 From Kitchie McBride : Do not click the link in your email. Go directly to the website to log in.
08:50:04 From Joyce VanZile to Hosts and panelists : I have to leave this session early. Is this being recorded so I can re-watch later? I am a housing counselor and work with vulnerable adults frequently.
08:50:24 From Margi Helsel-Arnold : A banker suggested I take photo of my social security card in my IPhone! What do u think of that margi gercare.com
08:50:29 From Meryl Schaffer to Hosts and panelists : Joyce, you will receive the link later today.
08:53:41 From Joe Sperling : How can we stop the huge number of scam or spam phone calls?
08:53:57 From Joan Green : Lately I’ve been using my Apple watch to pay. It’s great to just double click the button on my watch and then tap the device accepting credit cards. When traveling it was handy because I didn’t have to open up my purse and could minimize what I carried with me.
08:55:22 From Meryl Schaffer : I picked up a new client(late 20s) in Waldorf & asked him to text me his SSAN. Instead he emailed it to me & I was hacked within the next few days. Within 24 hours my client had a mortgage set up in Kentucky. When daily money managers suggest certain methodologies, there is a reason for it.
08:56:35 From Emily O'Halloran to Hosts and panelists : Following up on Joan’s comment - is there a way to obtain our data when we either tap to pay w/ a card or use our Apple Pay devices to tap and pay?
08:58:48 From Louise Smoak : 1. What Is safer -- mailing checks inside post office or online banking? 2. Are identity theft protection plans safe and worth the money?
09:01:58 From Kitchie McBride : One of my previous jobs was to fix patient electronic health records due to possible medical identity theft.
09:02:10 From Meryl Schaffer : What about having ones pass words memorized on ones computer? I have a locked excel spreadsheet that I go to every time I need to log into a site?
09:03:04 From madhu mehta to Hosts and panelists : I was Hacked once it cost me about $500
09:03:08 From Judy Tiger : how good are password managers
09:03:59 From Diane La Voy to Hosts and panelists : Is this presentation available to share? I’d like to share with my village (Cheverly Village).
09:08:56 From Judy Tiger : how is it legal for data brokers to sell info?
09:10:21 From Judy Tiger : why is it legal for others (public or purchase) to sell private information?
09:10:25 From Kitchie McBride : @Judy exactly
09:12:08 From Meryl Schaffer : I receive mailers on my busine that I closed down in 2016. In fact, Md made a typo in the name of my business & I had to go through the gyrations of correcting the business name. Still receiving information on the mis-spelled non-existent business entity. Yes very frightening.
09:13:44 From Judy Tiger : What do you do when you learn about a data breach of huge size?
09:15:26 From Meryl Schaffer : One must read their credit card statements every month.; even checking them several times during the month is a good idea.
09:15:54 From Judy Tiger : Crazy. Why can't law enforcement shut down the dark web?
09:20:24 From Meryl Schaffer : Amazon charged my credit card for an Apple gift card. I did not do this & Amazon would not do anything abo tit, so I went to my credit card company & they had it reversed. Of course, then I changed my Amazon PW.
09:22:10 From Margi Helsel-Arnold : If u freeze credit file u can not use current credit cards?
09:23:08 From Judy Tiger : yes, you can use your credit card while your credit is frozen
09:23:27 From Judy Tiger : does he think that password managers are safe and useful?
09:25:11 From madhu mehta to Hosts and panelists : How do you freeze your credit report
09:25:49 From Judy Tiger : why isn't the 'small print' legal. should be made a legal requirement for businesses to produce user agreements in EASY to understand language.
09:27:27 From Judy Tiger : just don't click on anything you are not already expecting.
09:27:28 From Gary Haynes : Thank you Andre. An excellent presentation.
09:28:15 From Elizabeth Nolte to Hosts and panelists : How often are security software programs hacked?
09:28:16 From Gary Haynes : Would it be wise to freeze our kids credit?
09:29:47 From I. S. Gibian to Hosts and panelists : I’m getting tons of email “offers” for credit bureau reports…from very personal, unofficial sounding email addresses, incl in the UK. Assume not legit, yes?
09:29:50 From Judy Tiger : there has been quite a lot of check 'washing' from people stealing from mailboxes in Montgomery Cty MD
09:30:02 From Meryl Schaffer : I purchased an item & it stated that it was produced on Long Ireland instead of Long Island. Looks like this is questionable.
09:30:06 From Rebekah Kleinman : Is it safe to provide your bank routing/ account information to an individual who wants to wire you money; i.e. monthly rent?
09:30:21 From Elizabeth Nolte : How safe are security keys and using your fingerprint to enter your online banking site or other websites?
09:31:34 From Carolyn Warren : Panasonic has a great phone that we can block unwanted calls from continuing to call.
09:33:32 From Rebekah Kleinman : Who did you say to contact to set up a credit freeze?
09:33:42 From Meryl Schaffer : I sometimes play games with the fraudulent calls. They will ask for either my husband or myself & I tell them the person passed away last week.
09:33:43 From faith drummond : This is a great presentation. Thank you to Andre and all others.
09:34:02 From Judy Tiger : All three credit bureaus, to set up a credit freeze.
09:35:32 From Meryl Schaffer : Credit cards will set up limits & notify you if something is coming through out side the restriction(s).
09:36:13 From Judy Tiger : I receive an alert everytime my credit card is charged more than $1
09:36:20 From Joe Sperling : Credit cards can also be set up to notify you by email of every purchase.
09:36:35 From Rea Estrada to Hosts and panelists : My credit card keeps getting hacked. I tell the bank & change my credit card number but then it happens again. What do I do.???
09:38:51 From Patti Ross : recently I bought an item online, and the customer rep said she couldn't tae my credit card info verbally; i had to type in my number. i think that's a good protection.
09:39:58 From Judy Tiger : what about the difference (safety) between zelle and venmo?
09:40:08 From Joan Green : Thanks for the wonderful presentation! On venmo you can choose to make the transaction private so it doesn’t appear in any feed.
09:40:16 From Meryl Schaffer : I think there is a way of stopping the announcements on Venmo.
09:40:54 From Judy Tiger : I find fingerprints and face recognition are hard for elders
09:41:31 From Joe Sperling : ACH or EFT
09:41:41 From madhu mehta to Hosts and panelists : Thank you Andre for this great information
09:41:47 From Kitchie McBride : @Meryl, you can set to private. But kids loves to share info… like my niece paid her friend for their lunch. I can track who she is having lunches with.
09:42:18 From Judy Tiger : What would be the best way to set up a regular payment you need from someone else, ie the rent? Is there a secure regular billing mechanism?
09:42:45 From Meryl Schaffer : That is GREAT Kitchie!
09:44:33 From Rea Estrada to Hosts and panelists : EXCELLENT !!!!!, Thank you
09:45:05 From Elizabeth Nolte : I was a victim of the restaurant purse theft unfortunately
09:45:27 From Meryl Schaffer : I use a large clip & lock my purse on the cart.
09:46:46 From Judy Tiger : Never put your purse behind you in a public place. Put the strap over your knee or leave it at home. The benefits of wearing clothes with pockets!!
09:46:54 From Tony Miller : Thank you Andre. Very good
09:46:58 From Elizabeth Nolte : Great suggestions. Thanks
09:47:16 From Margi Helsel-Arnold : Thank u Andre
09:47:27 From Peggy Krueger : Thank you so much. Wonderful info.
09:47:33 From Kitchie McBride : Thank you Andre
09:47:37 From Judy Tiger : So important, thank you!!!
09:47:56 From madhu mehta to Hosts and panelists : Thank you Steve
09:48:34 From Judy Tiger : Would like to attend both of his other two presentations.
09:48:58 From Judy Tiger : Andre, please include guardianship in the discussion of POA
09:49:40 From Joan Green : All of the other topics Andre speaks about sound terrific.
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